The smarter guide to CCJ Loans

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CCJ Loans Blamed For Housing Crisis

Many experts are blaming the easy availability of CCJ loans for the current housing crisis. Those that require a CCJ loan typically have a credit history that is less than stellar and many that were given these loans have not been able to keep up on their payments. This has resulted in unprecedented loan defaults […]

Individuals With A Judgement Can Get A CCJ Loan

When an individual is unable to make his repayments, it is possible that a civil case will be brought to the County Court in England and Wales, or the Sheriff Court in Scotland. During this process a court can make a judgment or decree against that individual that will then stay on their record until […]

Numerous Banks Having Trouble With CCJ Loans

As the credit crisis gets worse, many banks are now experiencing the pinch of offering so many bad credit or CCJ loans. While most of the focus has been on the largest banks in the US, the smaller ones are also suffering from bad credit or CCJ loans, they just aren’t getting the same amount […]